Insurance

Commercial Insurance

PhysioArts is an out-of-network provider with all commercial insurances.  Most insurance companies will help to cover some portion of the cost of our services.  PhysioArts will provide you with an insurance-readable bill to submit to your insurance company for reimbursement.  There are some insurance companies that we will bill directly on your behalf.  Please call our office for more details. 

Out-of-network providers are those providers who create a plan of care with the patient, not an insurance company.  Because of this, the patient is ultimately responsible for the entire bill, which involves a deductible plus a percentage of the bill.  This allows us to spend more time with you and to provide a higher level of care without the restrictions often imposed by insurance companies.

We understand that insurance is confusing and that medical bills can add up quickly.  As a courtesy to you, PhysioArts will verify your insurance coverage and benefits with your insurance carriers, understanding that verification is only a quote and not a guarantee of payment.  We are happy to work with you to come up with a plan of care that works for both your recovery and your budget. 

Workers’ Compensation

PhysioArts does accept patients with active New York state workers’ compensation claims.  Patients with out-of-state workers’ compensation cases are taken on a case-by-case basis. 

In order for us to treat you under your workers’ compensation claim, you will need to provide us with a copy of your C2 form.  Our ability to treat you depends on having a current doctor’s prescription and current authorization by your insurance company.  In order for these things to be in place, it is important that you schedule follow up appointments with your referring doctor in advance every 6-8 weeks.  If you need help finding a doctor who accepts workers compensation, we will be happy to provide you with a referral.